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Abstract
Employee Cost Sharing The Henry J. Kaiser Family Foundation, September 19, 2017 The cost-sharing amounts reported here are for covered workers using services provided in-network by participating providers.For covered workers in plans with a general annual deductible, the average deductibles for single coverage are $1,175 in HMOs, $1,046 in PPOs, $1,301 in POS plans, and $2,304 in high-deductible health plans with savings option (HDHP/SOs).Twenty-one percent of covered workers in an HDHP with a health reimbursement arrangement (HRA) and 2% of covered workers in a health savings account (HSA)-qualified HDHP receive an account contribution for single coverage at least equal to their deductible, while another 35% of covered workers in an HDHP with an HRA and 30% of covered workers in an HSA-qualified HDHP receive account contributions that, if applied to their deductible, would reduce the deductible to $1,000 or less.