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Q: Do I need special insurance for my Walter Gropius?
If your acoustical-plaster ceiling is damaged in a leak, you'll want a policy that will repair and replace materials with ones as close to the original as possible, to "make sure the structural and architectural integrity is restored," says Brian Milnamow of Fireman's Fund Insurance, one of a few companies--Chubb and National Trust are others--that offer this type of specialized high-end coverage. Of course, it comes at a price; premiums will likely cost more--at least 20 percent, according to bankrate.com--than typical home insurance. To find the right insurer, visit nationaltrust-insurance.org.
Q: How do I add a heating-and-cooling system to my Frank Lloyd Wright?
Carefully. Airflow is a signature feature in Wright's homes; adding any old HVAC system seems anathema, ripping up all that gorgeous woodwork sacrilegious. "It's not just a trip or two to Home Depot is what we say," says Mary Roberts, executive director of the Darwin...